Terms of Use

Coin Out Inc.

Last Updated: May 11, 2021

Welcome to the Coin Out service and mobile application (“Service” or “App”) operated by Coin Out Inc. (“Company” or “Coin Out” or “we”), a wholly owned company of Information Resources, Inc. This Terms of Use and Rewards Program Official Rules (“Agreement”) are for the customers, members, users, and others who visit and use the Service (“User” or “you” or “your”).

THE SERVICE IS BEING PROVIDED TO YOU UNDER THE TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT. YOU HEREBY ACCEPT AND AGREE TO THIS AGREEMENT BY CONFIRMING ACCEPTANCE OF THEM OR BY USING THE SERVICES. BEFORE USING THE SERVICE, PLEASE READ THIS AGREEMENT CAREFULLY. SECTION 20 AND SECTION 21 HAVE AN ARBITRATION PROVISION AND WAIVER OF CLASS ACTION RIGHTS. BY AGREEING TO THESE TERMS, YOU AGREE TO SUCH PROVISIONS.

1.   Privacy Policy

The Company’s Privacy Policy, found at http://www.coinout.com/pages/privacy_policy, is hereby incorporated into this Agreement. Please read this notice carefully for details relating to the collection, use, and disclosure of your personal information.

2.   Changes to Terms

The Company may make modifications, deletions, and/or additions to this Agreement (“Changes”) at any time. Changes will be effective immediately after the Company provides notice of the Changes, whether such notice is provided through the Service user interface, by posting the updated version on the Company’s website, is sent to the email address associated with your account or otherwise, or when you opt-in or otherwise expressly agree to the Changes or a version of this Agreement incorporating the Changes, whichever comes first. Your continued use of the Service after such Changes means that you accept all such Changes. You should consult this Agreement each time you use the Service. This Agreement was last modified on the date indicated at the top of this Agreement.

3.   Ownership and Proprietary Rights

Grant of License by Company. The Company grants to you a limited, personal, non-exclusive, non-transferable and revocable license to use the Service only for your own personal, individual and non-commercial purposes relating to storing and viewing receipts for your purchases that are submitted to the Service by you or collected by us if you have opted-in to automated email or other online account collection (collectively the “Documents”). The Service is not intended for any person or entity seeking to use the Service for commercial purposes. The Service is intended for use in the United States and we reserve the right to restrict access from locations outside the United States. Upon termination of your Account or the Service, the above license to use the Service will be revoked. All rights related to the Service not expressly granted by Company are retained.

Company Materials. The Service is owned and operated by the Company. The content, visual interfaces, information, graphics, design, compilation, computer code, products, software, services, and all other elements of the Service that are provided by the Company (“Company Materials”) are protected by United States copyright, trade dress, patent, and trademark laws, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws. All Company Materials contained on the Service are the copyrighted property of Company or its subsidiaries or affiliated companies and/or third-party licensors. All trademarks, service marks, and trade names are proprietary to the Company or its affiliates and/or third-party licensors. Except as expressly authorized by the Company, you agree not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorized use of Company Materials.

User Materials. By sending or transmitting to us information, opinions, creative suggestions, ideas, notes, concepts, or other materials (collectively, “User Materials”), or by posting such User Materials to any area of the Service, you grant the Company and its designees a worldwide, non-exclusive, sublicensable (through multiple tiers), assignable, royalty-free, perpetual, irrevocable license to use, reproduce, distribute (through multiple tiers), create derivative works of, publicly perform, publicly display, digitally perform, make, have made, sell, offer for sale, and import such User Materials in any media now known or hereafter developed, for the purpose of providing, enhancing, and developing the Service, without compensation to you. You hereby waive any moral rights or other rights with respect to attribution of authorship regarding User Materials that you may have under applicable law. None of the User Materials will be subject to any obligation, whether of confidentiality, attribution, or otherwise, on our part and we will not be liable for any use or disclosure of any User Materials. The Company may remove or alter any User Materials at any time for any reason. If you provide any feedback to the Company concerning the functionality and performance of the Service (including identifying potential errors and improvements), you hereby assign to the Company all right, title, and interest in and to such feedback, and the Company is free to use such feedback without payment or restriction. You are solely responsible for your User Materials and the consequences of transmitting them on the Service.

By transmitting User Materials, you represent, warrant, and covenant that: (1) you are the creator and owner of the User Materials or otherwise have sufficient rights and authority to grant the rights granted herein; (2) your User Materials do not and will not: (a) infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right; or, (b) slander, defame, or libel any other person; (3) your User Materials do not contain any viruses, adware, spyware, worms, or other harmful or malicious code; and, (4) unless you have received prior written authorization, your User Materials do not contain any confidential information of any third party. We reserve all rights and remedies against any users who breach these representations and warranties.

4.   Service Access and Changes

The Service is only open to legal residents of the United States, 18 years of age and older, and who have a registered account. Registration is necessary for use of the Services. You may only have one account for the Service, and your account may be accessed and used only by the authorized User who is properly registered with the Company. The Company may refuse registration to any person for any reason at the sole discretion of Company. Further, Company may regulate access to the Service based on certain demographics, including but not limited to age, for any reason at the sole discretion of Company. Access to certain service offerings, such as connecting your email account or other online account, may require additional User requirements, such as additional consent, to participate.

You agree that the information you provide to the Company registration and, at all other times, will be true, accurate, current, and complete. You also agree that you will ensure that this information is kept accurate and up-to-date at all times. You must provide, at a minimum, your phone number to register. In order to redeem your rewards, you must provide first and last name, email address, date of birth, zip code, and gender. You may be required to connect third party accounts, such as your PayPal or Zelle account, in order to receive certain rewards. These requirements may be updated at any time at the sole discretion of Company.

The Company reserves the right in its sole discretion to change or discontinue the Service (permanently or temporarily) at any time, with or without notice and for any reason. Company may terminate or suspend your account for any lawful reason or for no reason. If your account is suspended or terminated for any reason, you acknowledge that you will be prevented from accessing the Service, your account or the Documents whether or not contained in your account. Company will not be liable for any consequence to anyone or anything that results from any decisions regarding continuing, changing, or discontinuing the Service or any features of the Service. Further, Company will not be liable for forwarding, retrieving, or returning any Documents. The Company reserves the right to impose storage or other limits on use of the Service. We may also restrict or terminate your access to the Service if we determine that your use of the Service violates this Agreement or substantially exceeds normal use by other Users.

You are responsible for any internet access charges or mobile data fees and other third-party charges you may incur in connection with your use of the Service, including your access to the Documents using the Service and transfer of the Documents to and from the Service.

5.   Permitted Use

You agree to be solely and completely responsible for your use of the Service, including all of your transmissions onto and off of the Service and the content of the Documents or User Materials. When using the Service, you agree to follow all applicable laws and not to make use of the Service for any purpose which is illegal. The Company reserves the right to monitor the use of the Service by any User to assure compliance with this Agreement or any other binding terms, or if it otherwise deems it necessary in its sole discretion. Any exercise of discretion by Company with respect to the contents herein will not imply control or responsibility by Company for purposes of any liability.

You agree that you will not transmit any Receipts or User Materials that include: (1) social security, driver's license numbers, passport numbers, or any other similar government identifier; (2) financial institution, credit or debit card numbers; or, (3) utility bills or mortgage statements. For avoidance of doubt, the inclusion of such information will be a violation of This Agreement.

You represent and warrant that: (a) you will use the Service only for your own personal, individual, and non-commercial purposes relating to viewing, processing, and storing brick-and-mortar or eCommerce receipts that are submitted by you or collected by us if you have opted in to automated email or other online account collection (collectively “Receipts”); (b) you are under 18 years of age; (c) you will only use the Services in the United States; (d) your Account will be maintained by you and is non-transferable and your Account may not be shared with other individuals; (e) you take sole responsibility for any activities or actions in using the Service, regardless of whether you have authorized such activities or actions; and, (f) you will immediately notify Company of any actual or reasonably suspected unauthorized use of the Service.

6.   Prohibited Uses

You may not use Coin Out in any manner that in the Company’s sole discretion could damage, disable, overburden, or impair it or interfere with any other party’s use of the Service. You may not intentionally interfere with or damage the operation of the Service or any User’s enjoyment of it, by any means. You may not remove, circumvent, disable, damage, or otherwise interfere with any security-related features of the Service, features that prevent or restrict the use or copying of any content accessible through the Service, or features that enforce limitations on the use of the Service.

You may not attempt to gain unauthorized access to the Service, or any part of it, other accounts, computer systems or networks connected to the Service, or any part of it, through hacking, password mining or any other means or interfere or attempt to interfere with the proper working of the Service or any activities conducted on the Service. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Service.

As a condition of your use of the Service, you will not use the Service for any purpose that is unlawful or prohibited by this Agreement. Access to the Company Materials and the Service from territories where their contents are illegal is strictly prohibited. Company Users are responsible for complying with all local rules, laws, and regulations including, without limitation, rules about intellectual property rights, the internet, technology, data, email, or privacy.

The Service may contain robot exclusion headers. You agree that you will not use any robot, spider, scraper, or other automated means to access the Service for any purpose without our express written permission or bypass our robot exclusion headers or other measures we may use to prevent or restrict access to the Service.

You may not utilize framing techniques to enclose any trademark, logo, or other Company Materials without our express written consent. You may not use any meta tags or any other “hidden text” utilizing Company’s name or trademarks without our express written consent.

7.   No Guarantee

You acknowledge and agree that you will not rely on the Service for any reason. The Company cannot guarantee that your will not be subject to misappropriation, loss, or damage, and we will not be liable in any way if they are. The Company will have no responsibility for, and does not guarantee, the integrity, completeness or availability of the Documents. You agree to assume all risk of loss of the Documents. Without limiting the foregoing, you are responsible for making your own independent backup of the Documents and for all costs and expenses that you or others may incur with respect to restoring and/or recreating any data and information that is lost or damaged in connection with your use of the Service.

8.   Restricted Users

You hereby represent and warrant that you are not a Restricted Person. For purposes of this Agreement, a “Restricted Person” is any person or entity, or any officer, director, or controlling shareholder of an entity, that is: (1) under the age of 18 years old; (2) not a legal United States resident; (3) a national of or an entity existing under the laws of Cuba, Iran, Sudan, North Korea, Syria, or any other country with which U.S. persons are prohibited from engaging in transactions, as may be determined from time to time by the U.S. Treasury Department; (3) designated as a Specially Designated National or institution of primary money laundering concern by the U.S. Treasury Department; (4) listed on the Denied Persons List or Entity List by the U.S. Commerce Department; (5) engaged in nuclear, missile, chemical or biological weapons activities to which U.S. persons may not contribute without a U.S. Government license; or. (6) owned, controlled, or acting on behalf of any person or entity described under the foregoing (1) through (5).

9.   Violations & Termination

You agree not to use the Service in connection with any activity that violates any law, rule or regulation or other applicable rights. Without limiting anything else in this Agreement, the Company may at any time decline to process any transaction, suspend, or cancel any User account and/or provide transaction and User information to law enforcement authorities in the event that the Company (1) suspects any violation of law, rule, regulation, any third party rights or this Agreement, (2) is required to do so under applicable law, rule, regulation or legal process (such as a court order), (3) is requested to do so by law enforcement authorities or (4) believes (in its sole discretion) that such action is appropriate in order to protect the property, rights, or safety of the Company or any third party or to limit the Company’s liability. The Company will not be liable to you or any third party for any termination of or modification to the Service regardless of the reason for such termination or modification. These remedies are in addition to any other remedies the Company may have at law or in equity.

You agree that the Company, for a violation of the terms of use, may terminate your account (or any part thereof) you may have with the Company or your use of the Service, and remove and discard all or any part of your account at any time. Upon the termination of your account you will have all Rewards will be immediately forfeited. The Company does not have any refund obligation to the User; the refund obligation remains with the individual participating merchant partners (“Partners”). The Company may in its sole discretion and at any time discontinue providing access to the Service, or any part thereof, with or without notice. The Company strives to work with reputable Partners. However, the Company has no liability to you for any Partner’s failure to honor Coin Out, and you should contact the Partner in connection with any of the foregoing. You agree that any termination of your access to the Service or any account you may have or portion thereof may be effected without prior notice, and you agree that the Company shall not be liable to you or any third-party for any such termination. The Company does not permit copyright infringing activities on the Service and reserves the right to terminate access to the Service, and remove all content submitted, by any persons who are found to be repeat infringers. Any suspected fraudulent, abusive, or illegal activity that may be grounds for termination of your use of the Service may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies the Company may have at law or in equity.

10. Additional Guidelines or Rules

Guidelines. When using the Service, you may be subject to any additional posted guidelines or rules applicable to specific Services, offers, Rewards, and other features which may be posted from time to time. All such guidelines are hereby incorporated by reference into this Agreement. Please note that additional and/or different conditions and terms of use may apply to media, contests, competitions, or services provided through one or more of our partners or business associates, and you should refer to those before using such services.

11. Referral Program

Referral invites should be used for personal and non-commercial purposes. Public distribution through sites where you are not the primary content owner is not allowed. The Company reserves the right to change its referral policy at its discretion. Please look to the referral section of the App for more details. The Company reserves the right to suspend your account and revoke any referral amounts if they were earned in violation of this Agreement. The Company reserves the right to implement limits on the amount of referrals benefits possible to be earned.

12. Third Party Products and Services

The Company does not endorse the purchase or use of any product or service that you may choose to use or pay for while using the Service and has no control over any aspect of any such products or services, including without limitation their existence, delivery, quality, or safety. The Company is not a party to any transaction you may elect to enter in to with a Partner or third party, and you are solely responsible for your dealings with the Partner or third party. You are solely responsible for all aspects of all transactions you may enter in to for which you use the Service and acknowledge that the Company has no obligation to assist you in any dispute with any Partner or third party regarding a product or service purchased with a reward and no ability to effectuate any refunds. The Service may contain links to third-party websites. The linked sites are not under our control, and we are not responsible for the contents of any linked site. A link does not imply the Company’s endorsement of, sponsorship of, or affiliation with the linked site. 

13. Communications

Electronic Communications. Under this Agreement, you consent to receive communications from the Company electronically including text messages (although you will have the opportunity to opt-out to email instead). Depending on your carrier plan, you may incur charges for receiving text messages, and you agree to not hold the Company liable for any charges incurred. We will communicate with you by email or by posting notices on the Service. You agree to also receive push notifications and in-app communications from Company, which may include account and promotional notifications. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Opt-Out. You may opt out of text messaging at any time by emailing the Company at support@coinout.com or texting STOP to (914) 315-2097.

Support & Feedback. For further support, feedback, or other assistance, please visit our help page within the App or contact us at support@coinout.com.

14. Security

The Company complies with our legal obligations related to security by employing physical, technical, and administrative protections and procedures to help prevent unauthorized access to, disclosure, misuse, or loss of the data collected through the use of the Service in accordance with generally accepted, appropriate industry standards. The data is stored on secure servers and only specific, authorized personnel have access to non-aggregated data. Such personnel work on password-protected computers and are subject to confidentiality and security policies and procedures. The security technology is updated and tested on an on-going basis. In addition, we train our employees about the importance of confidentiality and maintaining the privacy and security of your information.

Please be aware that despite our efforts, no data security measures can guarantee 100% security. When you register you will be asked to provide account credentials. As you will be responsible for all activities that occur under your password, you should keep your password confidential. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password, including adding or redeeming any Reward or using the funds in your Coin Out account. If you have reason to believe that your account is no longer secure (for example, in the event of a loss, theft or unauthorized disclosure or use of your account ID or password), you will immediately notify the Company. You may be liable for the losses incurred by the Company or others due to any unauthorized use of your account.

15. Account Connect Program

The Account Connect Program is an optional program that helps improve our understanding of online purchasing behavior. By connecting your email account to the App, you will be helping us understand e-receipts from major retailers in exchange for earning additional points or rewards. We take your privacy very seriously, so e-receipts are the sole focus of connecting your email through this optional program. The App will automatically identify, collect, and analyze any qualifying only from major online retailers that contain your receipt information only. Connecting your email address is 100% optional. To disconnect your email or other online account, please refer to the guidelines posted within the App.

The Company is not a party to any dealings you may elect to enter in to with a Partner or third party. You are solely responsible for all aspects of all dealings that you may enter in to for which you use the Service, and you acknowledge that the Company has no obligation to assist you in any dispute with any Partner or third party regarding your use of the Service. You acknowledge that Company is not liable for any loss or damage you suffer arising from or in connection with use of the Service.

16. Disagreements

You are solely responsible for your involvement with any Partners or third parties with whom you may interact in connection with the Service. The Company reserves the right, but has no obligation, to monitor disagreements between you and any Partners or third parties.

17. Disclaimers and No Warranties

THE SERVICE AND ANY THIRD-PARTY, MEDIA, SOFTWARE, SERVICES, OR APPLICATIONS MADE AVAILABLE IN CONJUNCTION WITH OR THROUGH THE SERVICE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE COMPANY AND ITS SUPPLIERS, LICENSORS AND PARTNERS, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS.THE COMPANY AND ITS SUPPLIERS AND PARTNERS, DO NOT WARRANT THAT THE FEATURES CONTAINED IN THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.THE COMPANY AND ITS SUPPLIERS AND PARTNERS, DO NOT WARRANT OR MAKE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICE IN TERMS OF IT CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT THE COMPANY NOR ITS SUPPLIERS AND PARTNERS) ASSUME THE ENTIRE COST OF ANY NECESSARY SERVICING, REPAIR, OR CORRECTION. YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD, OR OTHERWISE OBTAIN MEDIA, MATERIAL, OR OTHER DATA THROUGH THE USE OF THE SERVICE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH MATERIAL OR DATA.CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

18. Indemnification

You agree to indemnify and hold the Company, and its affiliated companies, and its suppliers and partners, harmless from any claims, losses, damages, liabilities, including attorney’s fees, arising out of your use or misuse of the Service, violation of this Agreement, violation of the rights of any other person or entity, or any breach of the foregoing representations, warranties, and covenants. The Company reserves the right, at our own expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of these claims.

19. Limitation of Liability and Damages

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL THE COMPANY OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS, BE LIABLE TO YOU FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES THAT RESULT FROM YOUR USE OR THE INABILITY TO USE THE COMPANY MATERIALS ON THE SERVICE, THE SERVICE ITSELF, OR ANY OTHER INTERACTIONS WITH THE COMPANY, EVEN IF THE COMPANY OR A THE COMPANY AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, THE COMPANY’S LIABILITY WILL BE LIMITED TO THE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL THE COMPANY’S OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS’ TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICE (WHETHER IN CONTRACT, TORT, WARRANTY, OR OTHERWISE) EXCEED ONE HUNDRED DOLLARS. THESE LIMITATIONS SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF ANY PRODUCTS OR SERVICES SOLD OR PROVIDED TO YOU BY THIRD PARTIES OTHER THAN THE COMPANY AND RECEIVED BY YOU THROUGH OR ADVERTISED ON THE SERVICE OR RECEIVED BY YOU THROUGH ANY LINKS PROVIDED ON THE SERVICE.

20. Arbitration

In the interest of resolving disputes between you and the Company in the most expedient and cost-effective manner, you and the Company agree that any claim (excluding claims for injunctive or other equitable relief) where the total amount of the award sought by either party is less than $10,000 shall be resolved via binding non-appearance-based arbitration initiated through the American Arbitration Association (“AAA”). The AAA Rules are available online at www.adr.org or by calling the AAA at 1-800-778-7879. In any such arbitration, the parties and AAA must comply with the following rules: (a) the arbitration shall be conducted by telephone, online and/or be solely based on written submissions, where the specific manner shall be chosen by the party initiating the arbitration; (b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; (c) the arbitrator may award injunctive or declaratory relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim; and (d) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. Nothing in this Agreement shall prevent either party from: (1) seeking remedies in small claims court of competent jurisdiction; (2) bring an action in a court pursuant to the California Private Attorneys General Act of 2004, California Labor Code § 2698 et seq.; (3) seek injunctive relief in a court of law; or (4) file suit in a court of law to address an intellectual property infringement claim.

Arbitration uses a neutral arbitrator instead of a judge or jury and can be subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. This agreement to arbitrate disputes includes all claims arising out of or in any way related to this Agreement or your use of the Service, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and regardless of whether a claim arises during or after the expiration or termination of this Agreement.

Whether to agree to arbitration is an important business decision. It is your decision to make, and you should not rely solely on the information provided in this Agreement as it is not intended to contain a complete explanation of the consequences of arbitration. You should take further steps to conduct research and to consult with others, including an attorney, regarding the consequences of your decision, just as you would when making any other important business or life decision.

Arbitration is not a mandatory condition of this Agreement. If you do not want to be subject to this Section 20, you may opt out of this Section 20 by notifying the Company in writing of your decision by sending, within 30 days of the date you receive this Agreement, an electronic message to support@coinout.com, stating clearly your full name and intent to opt out of this Section 20. Should you choose not to opt out of this Section 20 within the 30-day period, you and the Company will be bound by the terms of this Section 20. You have the right to consult with counsel of your choice concerning this Section 20. You understand that you will not be subject to retaliation if you exercise your right to opt out of coverage under this Section 20.

If the Company makes any future change to this arbitration provision, other than a change to the Company’s address for notice, you may reject the change by sending the Company written notice within 30 days of the change to the Company’s address for notice, in which case this arbitration provision, as in effect immediately prior to the changes you rejected, will continue to govern any disputes between you and the Company. If you do not send such written notice, your continued use of the Service following any such change means that you have consented to such change.

If this Section 20 is found to be unenforceable, then the entirety of this Section 20 will be null and void and the exclusive jurisdiction and venue described in Section 24 will govern any action arising out of or related to this Agreement or your use of the Service.

21. Class Action Waiver

YOU AGREE THAT ANY CLAIMS SUBJECT TO ARBITRATION UNDER THIS AGREEMENT MUST BE MADE IN YOUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING (OTHER THAN ACTIONS UNDER THE CALIFORNIA PRIVATE ATTORNEYS GENERAL ACT OF 2004, CALIFORNIA LABOR CODE § 2698 ET SEQ. WHICH ARE NOT COVERED BY THIS SECTION 22).

22. Claims

YOU AND THE COMPANY AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE APP MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

23. Notice

Legal notices shall be served to the Company via registered mail or overnight courier to 203 North LaSalle Street, Suite 1500, Chicago, IL 60661 (in each case with delivery confirmation) and to you at the email address you provide to the Company during the registration process. Notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid. Alternatively, we may give you legal notice by mail to the address provided during the registration or purchase process. In such case, notice shall be deemed given three days after the date of mailing.

24. Miscellaneous

Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to any principles of conflicts of law. The United Nations Convention on Contracts for the International Sale of Goods will not apply to any provision of this Agreement.

Jurisdiction. You agree that any action at law or in equity arising out of or relating to this Agreement or the Service that is not subject to mandatory arbitration as set forth herein shall be filed only in a state or federal court located in the State of Delaware, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Protected Activity Not Prohibited. To the extent permitted by applicable law, nothing in this Agreement will in any way limit or prohibit you from filing a charge or complaint with, or otherwise communicating or cooperating with or participating in, any investigation or proceeding (“Protected Activity”) that may be conducted by any federal, state, or local government agency or commission (“Government Agencies”). In connection with such Protected Activity, you are permitted to disclose documents or other information as permitted by law, and without giving notice to, or receiving authorization from, the Company. In making any such disclosures or communications, you agree to take all reasonable precautions to prevent any unauthorized use or disclosure of any information that may constitute the Company’s confidential information to any parties other than the Government Agencies.

Waiver. A provision of this Agreement may be waived only by a written instrument executed by the party entitled to the benefit of such provision. The failure of any party at any time to require performance of any provision of this Agreement shall in no manner affect such party’s right at a later time to enforce the same. A waiver of any breach of any provision of this Agreement shall not be construed as a continuing waiver of other breaches of the same or other provisions of this Agreement.

Severability. If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions.

Assignment. This Agreement, related guidelines, and any rights and licenses granted hereunder may not be transferred or assigned by you but may be assigned by the Company without restriction.

Survival. Section 1 through Section 9, Section 12, and Section 16 through Section 24 will survive any termination of this Agreement.

No Agency. Company is not your agent with respect to the Service and no legal relationship is established between you and Company except as may be expressly stated in this Agreement or other binding terms.

Headings. The heading references herein are for convenience purposes only, do not constitute a part of this Agreement, and shall not be deemed to limit or affect any of the provisions hereof.

Entire Agreement. This Agreement (including the Privacy Policy) is the entire agreement between us relating to the subject matter herein and shall not be modified except in writing, signed by both parties, or by a change to this Agreement or Guidelines made by the Company as set forth herein.

Disclosures. The Service hereunder is offered by Coin Out Inc., located at 203 North LaSalle Street, Suite 1500, Chicago, IL 60661, email: support@coinout.com. If you are a New York resident, you may have this same information emailed to you by sending a letter to the foregoing address with your email address and a request for this information.

Notice for California Users. Under California Civil Code Section 1789.3, users located in California are entitled to the following notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 400 R Street, Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254 or (800) 952-5210.


 

CoinOut Rewards Program

Official Rules

 

1.   OFFICIAL RULES

THESE OFFICIAL RULES (THE “RULES”) OF THIS COIN OUT INC. ("COMPANY") COINOUT REWARDS PROGRAM IS INTENDED FOR THE LEGAL RESIDENTS OF THE 48 CONTIGUOUS UNITED STATES AND THE DISTRICT OF COLUMBIA WHO ARE THE AGE OF 18 YEARS OR OLDER AND IS GOVERNED BY U.S. LAW.  DO NOT ENTER ANY PORTION OF THIS PROGRAM IF YOU ARE NOT ELIGIBLE.  THIS PROGRAM IS NOT OPEN TO THE GENERAL PUBLIC.  NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCE OF WINNING. COMPANY RESERVES THE RIGHT TO MODIFY OR TERMINATE THE PROGRAM AT ANY TIME AND IN ANY MANNER EVEN THOUGH THIS MAY AFFECT THE REDEMPTION VALUE OF THE REWARDS POINTS ALREADY ACCUMULATED OR THE AVAILABILITY OF REDEEMABLE PRIZES.

2.   OVERVIEW

The Company hosts the CoinOut Rewards Program (the "Program") through the CoinOut mobile application (the “App”) and is for those Users who have downloaded the App and consists of a rewards program where Users have the potential to earn cash-back or other rewards (“Rewards”) for completing purchases with participating merchant partners (“Rewards Partners”), subject to the terms of this Agreement and any other terms and conditions of Rewards Partners that may apply. Users may earn Rewards by using the App to scan a receipt, entering their cell-phone number into the software being used by Rewards Partners or by completing an online purchase that starts within the App.

3.   ELIGIBILITY

The Program is only open to legal residents of the United States, 18 years of age and older, and who have a registered account ("User"). You represent and warrant that: (i) you are of legal age to form a binding contract; (ii) you will provide us with accurate, current, and complete registration information; (iii) your registration and your use of the App is not prohibited by law; and, (iv) your registration uses an actual phone number or email address owned and operated by you.  You are responsible for your own registration and all use of the Services or the App under it. Your registration is personal to you and is not transferable by you to any third party without our prior written consent. Void where prohibited.

4.   REWARDS

Collecting Rewards. Users have the potential to earn cash-back or other Rewards for completing purchases with participating Partners, subject to the terms of this Agreement and any other terms and conditions of Partners that may apply. Users earn Rewards by using the App to scan a receipt, connecting an online account, or by entering into any sweepstakes, contests, and promotions. We reserve the right to change App functionality and Reward collection options at any time at the Company’s sole discretion.

Redeeming Rewards. Award redemptions must be made within the App, and you may be asked to confirm information about yourself and/or your household in order to redeem Rewards. To claim Rewards, Users must register and/or log into their account on the App. At this time, a User can redeem Rewards within their account and can redeem Rewards for gift cards or cash to a PayPal account or to a Zelle account. The Company may require a User to have a minimum amount of accumulated Rewards in their account in order to redeem any cash-back rewards. All Rewards will be distributed as described within the App. Your Rewards are not held in any bank account and Users have no ownership rights with respect to any Reward until redeemed in accordance with the terms of this Agreement and any other special terms and conditions that may apply to a given Reward. All Rewards will be redeemed, as directed by the User through the App, to (i) any gift card partner vendor from which the User elects to purchase a gift card; (ii) PayPal; and, (iii) Zelle. We reserve the right to change App functionality and Reward redemption options at any time at the Company’s sole discretion.

Expiration of Rewards. A User’s Rewards will expire and will no longer be redeemable if the User does not log into their account for a continuous six (6) month period. Users will be given a seven (7) day notice before the expiration of any Rewards. If a User does not log into the User’s Coin Out account within 7 days after earning a Reward, at the sole discretion of the Company, the User may no longer have the right to redeem that Reward. We reserve the right to change App functionality and Reward expiration options at any time at the Company’s sole discretion.

No Cash Value. Rewards have no cash value.

Fees. The Company reserves the right to alter fees that Users will pay for using the Service. At this time, the Company's fees are 0% of the value of all Rewards held in a User’s account. The Company will provide reasonable notice of any fee changes.

Uploading Receipts. The Company may offer User's the ability to upload receipts or to enable the automatic collection of receipts via account connection. If receipts are legitimate and valid, the User may earn the Reward. If a User uploads fake, invalid or duplicate receipts, or the Company reasonably suspects a User is abusing or manipulating the Services, the Company may refuse, in its sole discretion, to allow that User to earn Rewards.

Connected Accounts. The Company may offer User's the ability to connect an online account, such as an email, retailer, or other online account, to enable the automatic collection and uploading of eCommerce receipts. If receipts are legitimate and valid, the User may earn a Reward. If a User uploads fake, invalid or duplicate receipts, or the Company reasonably suspects a User is abusing or manipulating the Services, the Company may refuse, in its sole discretion, to allow that User to earn Rewards.

Limits. The Company reserves the right to alter User and other limits. Currently, the limits are as follows: (a) Individual Transactions. A User may be allowed to earn as little as $0.01; (b) Maximum Balance. A User may be allowed to accrue a maximum balance of $500. If your maximum balance reaches $500, User will be required to redeem; and, (c) Daily Limit. the aggregate value of all Rewards redeemed by a User will not be allowed to exceed $50.00 in any given day.

Taxes. The Company does not provide tax or other financial advice. You are solely responsible for ascertaining and complying with any tax obligations you may have in connection with your use of the Service.

5.   SWEEPSTAKES, CONTESTS, AND PROMOTIONS

Any sweepstakes, contests, or other promotions (collectively "Promotions") that may be offered via the Service may be governed by a separate set of rules that may have eligibility requirements, such as certain age or geographic area restrictions, terms and conditions governing the Promotions, use of submissions, and disclosures about how your personal information may be used. In most instances, these rules will be located directly within the App. It is your responsibility to read these rules to determine whether you want to and are eligible to participate, register and/or enter, and to determine the applicable terms and conditions of the Promotion. By participating in a Promotion, you will be subject to those official rules, and you agree to comply with and abide by such rules.

6.   RELEASE AND GENERAL TERMS

By participating in the Program, you agree to release and hold harmless Company and its affiliates, licensees, parents, franchisees, subsidiaries, advertising and promotion agencies and their respective employees, officers, directors, shareholders, successors, and assigns (collectively "Releasees") from any and all liability for any injuries, losses, or damage of any kind which may arise in connection with this Program or the acceptance and/or use of any items or prize. Unless prohibited by law, any issues concerning the validity, interpretation, enforceability of these Official Rules, or the rights and obligations of entrants and Company, shall be governed by and construed in accordance with the laws of the State of Delaware, USA, without giving effect to any conflict of law rules which might find otherwise. The Sweepstakes is subject to all applicable federal, state, provincial, municipal, and local laws and regulations.

7.   PRIVACY

Information collected at the time of registration and information you submit in connection with completion of a survey is governed by the Company's Privacy Policy. 

8.   INTERNET

If for any reason this Program is not capable of running as planned due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Company which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Program, the Company reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Program. Company is not responsible for any problems or technical malfunction of any computer on-line systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Company on account of technical problems, human error or traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to User’s or any other person's computer relating to or resulting from participation in this Program or downloading any materials in this Program. Any attempt to deliberately damage any website or undermine the legitimate operation of the program is a violation of criminal and civil laws and should such an attempt be made. The company reserves the right to seek damages or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. In the event that the operation, security, or administration of the Program is impaired in any way for any reason, including, but, not limited to, fraud, human error, virus, regularly-scheduled maintenance, or other technical problems, the Company may, in its sole discretion, either: (a) modify the Program in a manner that best conforms to the spirit of these Rules without suspending it; (b) suspend the Program to address the impairment and then resume the Program in a manner that best conforms to the spirit of these Rules; or (c) cancel the Program and award the currently weekly prize in a random drawing from among all eligible entries received up to the time of the impairment.